Life Insurance Agent in Las Vegas, NV – Valley Insurance Group!
Life insurance can be an uneasy topic. Let the experienced and licensed life insurance agents at Valley Insurance Group help you make this important decision! No pressure, no stress, just great advice from people who live in you community.
Having the right life insurance in Las Vegas is pivotal in planning for the future of you and your loved ones. Our life insurance agents in Las Vegas can help you fulfill promises you’ve made your family when you are gone by getting the right policy for you and your family.
Don’t leave the future of you and your loved ones to chance. Valley Insurance Group can help you find the right life insurance coverage for you, and help ensure that your policy continually meets your needs.
We can help you select the best life insurance coverage for your needs. There are several different types of life insurance products available – the most common include:
Term Life Insurance
Term life insurance provides protection for a specified period of time. If you do not currently have life insurance, term can be a good place to start. It’s generally less expensive than permanent (whole) life insurance, and is available in varying time periods with fixed premiums from a one year (annual renewable term) to 20-year (level term) period. Furthermore, term life insurance is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
Whole Life Insurance
Whole life insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. Whole life insurance can be an investment opportunity, as many whole life insurance policies also build cash value over time.
Universal Life Insurance
Universal life is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. Universal life can build cash value, which earns an interest rate that may adjust periodically, but is usually guaranteed not to fall below a certain percentage.
So what type of life insurance is best for you? Talk with the team at Valley Insurance Group today at: 702-476-8900, and we can assist in identifying the best protection for you.